With the economy taking a down turn, many of us are pinching pennies everywhere we can, and rightfully so! It is always important to take care of your needs and making a nice beefy saving account before doing anything crazy, but make sure to treat yourself every once in awhile, because let's face it, what's the point of getting out of bed everyday busting your bum at work, if you have nothing to show for it besides money in the bank.
Make sure that along with putting money in your savings account each week, you put a little in your "rainy day" account. . it doesn't have to be a lot, maybe just $10.00 a week or so, you would be surprised how quickly this adds up; and in a few months you will be able to afford a pair of True Religion jeans, a YSL bag, Gucci shades, a new ipod, the choice is yours! It is amazing how good you will feel after purchasing a luxury item that will last a life time!
Tips to help you along the way:
1. Most importantly, DON'T FEEL GUILTY! You work hard for your money, you are responsible, you pay your bills, put money in savings, look at you! You're a rock star!! You deserve it!!!!!
2. Choose wisely, if you are going to be spending $1000.00 on a pair of shoes, or $800.00 on a bag, make sure it is timeless! Purchasing trendy designer duds is a complete no-no! You want to rock out your new Gucci handbag until it can be rocked no longer don't you?? Stick with the classics, black pumps (maybe if you're going for the "red bottoms"), leather bags and accessories (if you are spending upwards of $1000.00 on a designer bag, please DO NOT purchase canvas or cloth, high quality leather lasts a lifetime, get your money's worth!!)
3. Try to steer clear of clothing. I last splurged on a pair of True Religion Jeans. . and let's face it Denim is timeless, and you can literally wear the same jeans 4 times a week without anyone even noticing, so as long as you plan on taking exceptional care of your garments and staying in shape so that you never grow out of them, then by all means, but if you tend to never make it to the dry cleaner, or refuse to go to a tailor, stick to shoes and accessories, garments are much more likely to wear and tear-apart! So keep this in mind.
4. Try skipping your daily Starbucks or start packing your lunch, and the money you save can be used towards your new luxury item!!! My daily Starbucks costs around $5.00! That is $25.00 a work week, $100.00 a month!! If I cut back on my Starbucks, I could have a pair of Christian Louboutin's in a year, with $200.00 to spare! Try tracking your spending and cutting out unnecessary things such as take-out and coffee!
5. Choose an item you will love. . FOREVER!
6. A great tip is this.... keep your clothing cheap and you accessories expensive! Search for the bargain clothing! No one is going to notice whether your dress cost $6.00 at Old Navy, or $6000.00 at Neiman's but who can take their eyes off of a timeless Gucci?!
And just to bring the point home. . I have a Gucci make-up bag that was my Mother's in HIGH SCHOOL. . . it is about 30 years old and I still use it everyday! It is a little worn, but let me tell you. . it is still a show stopper!!!
This post may seem a little materialistic, but if luxury items give you the warm and fuzzies like they do to us here at Fashuvia, we wanted to show you, no matter your budget, you can afford it!!!!!
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